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Her COBRA Premium Was $1,847 a Month — Then She Found a Tax Credit That Cut It Nearly in Half
Benefits

Her COBRA Premium Was $1,847 a Month — Then She Found a Tax Credit That Cut It Nearly in Half

Roughly 2.6 million Americans are enrolled in COBRA continuation coverage at any given time, according…

April 3, 2026 • Vivienne Marlowe Reyes
His COBRA Premium Hit $1,847 a Month — More Than His Rent. Then He Discovered What the ACA Marketplace Actually Offered.
Benefits

His COBRA Premium Hit $1,847 a Month — More Than His Rent. Then He Discovered What the ACA Marketplace Actually Offered.

Roughly 31 million Americans experience a gap in employer-sponsored health coverage each year, according to…

April 3, 2026 • Vivienne Marlowe Reyes
He Was 62, His Wife Just Lost Her Job, and Their House Was Falling Apart — Then a Social Worker Changed the Math
Benefits

He Was 62, His Wife Just Lost Her Job, and Their House Was Falling Apart — Then a Social Worker Changed the Math

Have you ever built a financial plan so carefully that losing just one piece of…

April 3, 2026 • Vivienne Marlowe Reyes
His COBRA Bill Was $2,340 a Month — More Than His Rent — and Almost No Relief Program Would Touch Him
Benefits

His COBRA Bill Was $2,340 a Month — More Than His Rent — and Almost No Relief Program Would Touch Him

The assumption that financial hardship only happens to people who are poor is one of…

April 2, 2026 • Vivienne Marlowe Reyes
He Earns Over $110,000 a Year and Still Owes $67,000 in Graduate School Debt at 65 — What Byron Found When He Asked for Help
Benefits

He Earns Over $110,000 a Year and Still Owes $67,000 in Graduate School Debt at 65 — What Byron Found When He Asked for Help

Approximately 2.5 million Americans over the age of 60 carry federal student loan debt —…

April 2, 2026 • Vivienne Marlowe Reyes
His COBRA Premium Was $1,847 a Month — More Than His Rent. Here’s What He Found When He Finally Looked for Help
Benefits

His COBRA Premium Was $1,847 a Month — More Than His Rent. Here’s What He Found When He Finally Looked for Help

The community center coordinator who referred Ivan Jeffries to me warned me he might not…

April 2, 2026 • Vivienne Marlowe Reyes
A Detroit Father’s Disability Benefits Left Him $14,000 Short — The Coverage Gap Nobody Warns You About
Benefits

A Detroit Father’s Disability Benefits Left Him $14,000 Short — The Coverage Gap Nobody Warns You About

The conventional wisdom about disability benefits goes something like this: get hurt, file a claim,…

April 2, 2026 • Vivienne Marlowe Reyes
COBRA Cost Him More Than Rent After His Wife’s Layoff — One Atlanta Man’s Fight to Stay Afloat
Benefits

COBRA Cost Him More Than Rent After His Wife’s Layoff — One Atlanta Man’s Fight to Stay Afloat

The man behind me at the QT on Moreland Avenue in Atlanta wasn’t trying to…

April 2, 2026 • Vivienne Marlowe Reyes
The IRS Is Processing 2025 Refunds Faster, But These 3 Mistakes Could Still Delay Yours for Months
Benefits

The IRS Is Processing 2025 Refunds Faster, But These 3 Mistakes Could Still Delay Yours for Months

Roughly 1 in 5 taxpayers who filed early in the 2026 season waited more than…

April 2, 2026 • Vivienne Marlowe Reyes
The $2,147 COBRA Trap: A Fresno Pharmacy Technician’s Desperate Race to Keep His Family Covered
Benefits

The $2,147 COBRA Trap: A Fresno Pharmacy Technician’s Desperate Race to Keep His Family Covered

The open-enrollment window for Healthcare.gov marketplace plans closes each year, and for families who miss…

April 2, 2026 • Vivienne Marlowe Reyes

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